Mortgage Insurance Quotes

Welcome to Mortgage Insurance Quotes the one stop shop for all your mortgage insurance needs.

Unlike most other online mortgage insurance websites we actually provide a genuine online product and price comparison. Whether you are an existing mortgage holder or a prospective first time buyer we can assist you in finding the best mortgage insurance for your needs.

The term 'home mortgage protection' can cover quite a number of different mortgage insurance products, including term life insurance, decreasing term assurance, critical illness insurance, income protection insurance and accident, sickness and unemployment cover.

The most commonly bought home mortgage life insurance is decreasing term life insurance whereby the sum assured reduces in line with the mortgage balance on a capital and interest type home loan. Term insurance is more commonly bought in conjunction with an interest only loan, where the amount of sum assured remains constant over the term of the mortgage.

Mortgage Insurance Quotes also provides the option to quote for combined life and critical illness or stand alone critical illness cover on either a term or decreasing term basis. Critical illness insurance is designed to pay a tax free lump sum to the policy holder in the event of them contracting a pre designated critical condition, the most common causes of claim are for the either heart attack, cancer or stroke. The individual has to survive for between 14 and 21 days from the point at which the illness is diagnosed for a claim to be payable. Critical illness insurance is more expensive than home mortgage life insurance simply because there is statistically more chance of the insurer becoming liable to pay a claim. Did you know that every two minutes somebody in the UK has a heart attack. The number of people surviving serious illness is greatly increasing as medical knowledge and technology become more advanced.

Mortgage Insurance Quotes provide instant online quotes for a range of accident, sickness & unemployment (ASU) providers. This category of insurance protects against short term accident or sickness as well as redundancy. With today's uncertain economic climate, this product has seen a distinct increase in interest from people looking to put in place cover against potential future redundancy.

As a long established independent mortgage insurance broker, Mortgage Insurance Quotes provides a simple and easy to use unique online quote and comparison facility which enables instant comparison of price and terms for the UK's top life companies.

Mortgage Insurance Quotes is a trading style of Protection Marketing Limited.